600 home loan

We’re here to guide you through every step of getting approved for a mortgage and buying a home!

We’re here to guide you through every step of getting approved for a mortgage and buying a home!

Step 1

Determine eligibility

Make sure you are eligible for the mortgage you want. VA, FHA, USDA, and conventional loans have different eligibility standards.

VA loans

Veterans, active duty military personnel, and surviving spouses who qualify can buy homes with a VA loan. You’ll need a Certificate of Eligibility (COE) to prove you meet eligibility requirements. Learn more with our how to apply for a VA Loan article.

FHA loans

These loans make homebuying easier when you have a moderate income or less money for a down payment. FHA loans can be obtained with as little as 3.5% down payment. However, there are limits on the price of the house you can buy. Read more about FHA loans for first-time homebuyers.

USDA loans

USDA loans make buying a home more affordable in rural and some suburban communities. Continue reading